A Confusing Question

A young man walked into our insurance office to purchase coverage for his new motorcycle. Only one question confused him. “Do you have a lien holder on the vehicle?”

“I’ve got a kickstand,” the prospect replied. “Is that the same thing?”

* lien-holder:  Creditor or party that holds a mortgage or a legally enforceable right (lien) on a specific asset, good, or property of another (the ‘lienee’) as a security for a debt or to satisfy a claim. Also called a lienor.

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